Generated by All in One SEO v5.0.0.1, this is an llms.txt file, used by LLMs to index the site. # Accountancy Insurance Tax Audit Insurance ## Sitemaps - [XML Sitemap](https://www.accountancyinsurance.co.nz/sitemap.xml): Contains all public & indexable URLs for this website. ## Posts - [Blog](https://www.accountancyinsurance.co.nz/about-accountancy-insurance/blog/) - Read the latest blog from Accountancy Insurance and be up to date with what is happening in the world of accounting in New Zealand. - [Kiwi Housing Market Loses Momentum](https://www.accountancyinsurance.co.nz/housing-market-loses-momentum/) - New Zealand’s Housing Market Lost Momentum in the Middle of the Year, with Reports Pointing to Weaker Sales Activity and a Pullback from Investors. - [NZ Businesses Face an Uncertain Outlook](https://www.accountancyinsurance.co.nz/nz-economic-uncertainty/) - Global markets are balancing easing inflation with ongoing geopolitical uncertainty, creating a mixed outlook for New Zealand businesses. - [New Zealand’s Economy Looking Positive](https://www.accountancyinsurance.co.nz/nz-economy-looking-positive/) - New Zealand’s position has improved faster than expected, with figures indicating the government will post a smaller budget deficit than forecast. - [Finding the Right KiwiSaver Balance for Workers](https://www.accountancyinsurance.co.nz/kiwisaver-balance-guide/) - How much New Zealanders should contribute to KiwiSaver is generating debate as parties propose increasing contributions in the coming years. - [New Zealanders Start Spending More](https://www.accountancyinsurance.co.nz/new-zealand-spending-rises/) - New Zealand consumers opened their wallets in May, with new data showing a noticeable increase in card spending across most sectors of the economy. - [New Zealand Set to Face More Instability](https://www.accountancyinsurance.co.nz/nz-faces-instability/) - New Zealand’s economy is facing another difficult period as global instability and stubborn inflation weigh heavily on households and businesses. - [Kiwis Still Feeling the Benefits of Lower Mortgage Rates](https://www.accountancyinsurance.co.nz/kiwis-feel-mortgage-relief/) - Many New Zealand homeowners are still to benefit from lower mortgage repayments in 2026, even as interest rates show signs of moving higher again. - [Audit Shield claims activity reflects a sustained lift in IR compliance focus](https://www.accountancyinsurance.co.nz/tax-audit-claim-stats-2026/) - [Pensioners Using Foodbanks as Costs Rise](https://www.accountancyinsurance.co.nz/pensioners-face-costs/) - A growing number of older New Zealanders are feeling the strain of rising costs, with some pensioners relying on food banks to meet basic needs. - [Cost of Living Expected to Rise](https://www.accountancyinsurance.co.nz/living-costs-rising/) - Economists estimate that household expenses may increase by about $55 per week, a significant jump driven largely by higher fuel prices. - [How Much Will the Iran War Affect Average Kiwis?](https://www.accountancyinsurance.co.nz/iran-war-impact/) - Rising oil prices caused by the War in Iran are likely to affect individuals quite quickly and across multiple areas of daily spending. - [Conflict Causes an Inevitable Rise in Oil Prices](https://www.accountancyinsurance.co.nz/conflict-drives-prices/) - Benchmark prices have surged after US-Israeli strikes on Iran and escalating tensions across the Middle East disrupted supply routes. - [Auckland Chamber Hopes as Surcharge Ban Stalls](https://www.accountancyinsurance.co.nz/auckland-chamber-hopeful/) - The Auckland Business Chamber says it is optimistic that the government’s proposed ban on card payment surcharges may be losing momentum. - [NZ House Prices Holding Steady for Now](https://www.accountancyinsurance.co.nz/nz-prices-holding/) - New Zealand’s housing market is showing few signs of urgency, offering buyers time and leverage as prices continue to drift sideways. - [Relief for Households as Rents Begin to Fall](https://www.accountancyinsurance.co.nz/rental-relief-begins/) - New data showing rents have fallen for the first time in a decade brings a sense of cautious relief rather than celebration for the average household. - [New Zealand Businesses Confident for 2026](https://www.accountancyinsurance.co.nz/business-outlook-positive/) - New Zealand businesses are entering 2026 with renewed optimism, and that confidence is driving a noticeable increase in planned technology investment. - [The Four-Day Working Week is Losing Momentum](https://www.accountancyinsurance.co.nz/four-day-week-fades/) - The once-popular idea of a four-day working week is quietly losing momentum as companies respond to tougher economic conditions and rising business costs. - [Low KiwiSaver Projections Could Mean Stronger Retirement Savings](https://www.accountancyinsurance.co.nz/low-projections-stronger-savings/) - Many New Zealanders may be better positioned for retirement than they realise, thanks to the way KiwiSaver projections are calculated. - [Government Under Pressure as Tax Revenue Softens](https://www.accountancyinsurance.co.nz/government-revenue-softens/) - Finances are weaker than expected, with Treasury figures showing a deeper-than-expected deficit driven largely by softer tax revenue. - [2026 May Bring a Modest House Price Increase](https://www.accountancyinsurance.co.nz/2026-house-increase/) - New Zealand’s housing market has spent the past few years stuck in neutral, and forecasts suggest 2025 will be much the same. - [Trump’s Tariffs Push U.S. Beef Prices Higher](https://www.accountancyinsurance.co.nz/beef-prices-rise/) - American beef prices have surged to record highs as new tariffs introduced by President Donald Trump strain global trade and disrupt supply chains. - [Labour Revives Capital Gains Tax Proposal](https://www.accountancyinsurance.co.nz/labor-tax-reform/) - New Zealand’s Labour Party has reignited the debate over capital gains tax (CGT) with a new proposal to introduce a narrow, property-focused regime. - [Inflation to Edge Above 3 per cent as Costs Rise](https://www.accountancyinsurance.co.nz/inflation-pressures-persist/) - Data indicates New Zealand’s consumer inflation may push above 3 per cent next week, driven by renewed pressures across food, energy, and transport. - [Households 'Under Siege', BNZ Economist Says](https://www.accountancyinsurance.co.nz/household-pressure-mounts/) - New data from the Real Estate Institute (REINZ) indicates signs of weakness in the housing market, with Auckland showing the sharpest slowdown. - [NZ Exporters Brace as 15 Per Cent US Tariff Hits](https://www.accountancyinsurance.co.nz/tariff-tensions-rise/) - New Zealand exporters are facing fresh headwinds as a 15 per cent tariff on Kiwi goods entering the U.S. officially came into effect this week. - [New Zealand Set to Shake Up Surcharge Rules](https://www.accountancyinsurance.co.nz/nz-surcharge-overhaul/) - New Zealand is set to overhaul its payment practices, as the Government announces a nationwide ban on in-store payment surcharges. - [Can Council Rates Keep Rising Like They Have?](https://www.accountancyinsurance.co.nz/rising-council-rates/) - Over the past four years, homeowners across New Zealand have been burdened by rising council rates, averaging between 7 and 12 per cent per year. - [The Rise of Underemployment in New Zealand](https://www.accountancyinsurance.co.nz/rise-of-underemployment/) - New Zealand’s labour market is facing a steady rise in underemployment. While the national unemployment rate recently climbed to 5.1 per cent. - [Commerce Commission to Lower Card Surcharges](https://www.accountancyinsurance.co.nz/surcharge-rules-tightened/) - The Commerce Commission has decided to lower interchange fees charged to New Zealand businesses when accepting Visa and Mastercard payments. - [NZ Markets Steady as Global Risk Sentiment Lifts](https://www.accountancyinsurance.co.nz/nz-markets-lifted/) - New Zealand markets remained stable amid a wave of positive sentiment following a newly announced trade deal between the United States and Vietnam. - [ASB Forecast OCR Cuts Nearing an End](https://www.accountancyinsurance.co.nz/asb-forecast-ends/) - ASB economists have revised their outlook for New Zealand’s Official Cash Rate, signalling a shift to a more cautious stance from the Reserve Bank. - [NZ House Prices to Be 20 per cent Lower by 2030s](https://www.accountancyinsurance.co.nz/nz-house-prices-lower/) - New Zealand’s housing market is forecast to experience a significant real-term price correction over the next decade. - [Sharp Rise in Power Prices Hits Kiwi Households](https://www.accountancyinsurance.co.nz/power-prices-surge/) - New Zealand households are feeling the pinch as electricity prices surge, rising 11 per cent nationally in the first half of the year. - [Trump’s Tariffs a Greater Concern Than Covid](https://www.accountancyinsurance.co.nz/tariffs-over-covid/) - A new survey revealed New Zealand businesses view the latest wave of US tariffs as a greater threat to the global economy than the Covid-19 pandemic. - [Calls Grow for Reserve Bank to Cut Rates By 50pts](https://www.accountancyinsurance.co.nz/rate-cut-calls/) - With the government’s latest Budget announcement now in the past, attention shifts to the Reserve Bank of New Zealand’s next OCR decision. - [Markets Steady as US Policy Uncertainty Lingers](https://www.accountancyinsurance.co.nz/markets-remain-cautious/) - Global markets have shown resilience amid uncertainties surrounding US economic policy, with US equities advancing and treasury yields pulling back. - [April Sees Rising Costs in Food Across New Zealand](https://www.accountancyinsurance.co.nz/rising-grocery-prices/) - April 2025 brought a noticeable lift in living costs for New Zealanders, as shown by the latest Selected Price Indexes (SPI) from Statistics NZ. - [Kiwis Return to One- and Two-Year Fixed Mortgages](https://www.accountancyinsurance.co.nz/kiwis-fix-mortgages/) - New Zealand home owners are shifting with data from the Reserve Bank of New Zealand (RBNZ) showing a return to one and two-year fixed mortgage terms. - [New Zealand Housing Market Forecast Slows](https://www.accountancyinsurance.co.nz/nz-housing-slowdown/) - [Audit Shield claims activity in New Zealand: Trends and insights.](https://www.accountancyinsurance.co.nz/tax-audit-claim-stats-2025/) - Read about the three most common Audit Shield claims activity categories, compiled by the Accountancy Insurance claims team from 1 April 2024 to 31 March 2025. - [New Zealand Consumer Confidence Rises](https://www.accountancyinsurance.co.nz/nz-confidence-rises/) - According to an ANZ-Roy Morgan survey, New Zealand’s consumer confidence has rebounded, offering a glimmer of optimism following a decline in March. - [NZ Inflation Edges Up to 2.5 Per Cent](https://www.accountancyinsurance.co.nz/nz-inflation-rises/) - New Zealand’s inflation rate has risen to 2.5 per cent in the year to March, fuelled by rising costs in several sectors, including housing and fuel. - [NZ Equity Indices Soar After Trump Tariff Pause](https://www.accountancyinsurance.co.nz/nz-indices-surge/) - Global financial markets continued to experience extreme volatility, with significant movements across various equity indices. - [The Housing Market is Rebounding—But is That Good News?](https://www.accountancyinsurance.co.nz/housing-market-rebounds/) - New Zealand’s housing market has shown a noticeable turnaround, marking a shift into a new phase of growth. - [New Zealanders Spent Less in Late 2024](https://www.accountancyinsurance.co.nz/new-zealand-spending-drops/) - New Zealanders faced financial strain in late 2024 with many tightening their budgets, but online shopping and digital spending continued to thrive. - [Consumer Confidence Grows Despite Lingering Concerns](https://www.accountancyinsurance.co.nz/confidence-grows-despite-concerns/) - Consumer confidence showed a slight increase in February, with households beginning to feel more optimistic about the economy but many are cautious. - [New Zealand Optimistic Despite Tariff Threats](https://www.accountancyinsurance.co.nz/nz-optimistic-despite-tariffs/) - [Banks React to Reduction in the Official Cash Rate](https://www.accountancyinsurance.co.nz/banks-react-to-cut/) - New Zealand's major banks have responded swiftly to the Reserve Bank's decision to reduce the official cash rate (OCR) by 50 basis points. - [Inflation Relief for RBNZ Ahead of OCR Decision](https://www.accountancyinsurance.co.nz/inflation-relief-expected/) - Eased inflation expectations are reassuring the Reserve Bank of New Zealand (RBNZ) ahead of its first Official Cash Rate (OCR) decision of the year. - [Labour Market Weakens as Businesses Struggle](https://www.accountancyinsurance.co.nz/labour-market-struggles/) - A recent survey reveals the vast majority of Canadians favour oil tariffs on the United States to counter U.S. tariffs on Canadian goods if necessary. - [New Zealand’s Property Market Set for Recovery](https://www.accountancyinsurance.co.nz/nz-property-rebounds/) - New Zealand’s property market appears to be on the verge of a recovery, according to data recently released by CoreLogic. - [Inflation Eases, But Pressure Remains on Citizens](https://www.accountancyinsurance.co.nz/inflation-eases-pressure/) - New Zealand’s battle with inflation seems to have turned a corner, but many households are still feeling the pressure of the cost-of-living crisis. - [Slow Chinese Market Subdues NZ Businesses](https://www.accountancyinsurance.co.nz/chinese-market-subdues/) - New Zealand exporters are gearing up for another challenging year, as subdued prices in the Chinese market show no signs of rebounding. - [Sub 5 per cent Loan Rates Coming for NZ Borrowers](https://www.accountancyinsurance.co.nz/nz-loan-relief/) - Cuts to the official cash rate (OCR) and falling wholesale rates may soon cause home loan rates to fall below 5 per cent. - [Mixed NZ Property Market Recovery Expected for 2025](https://www.accountancyinsurance.co.nz/mixed-property-recovery/) - The New Zealand property market will be navigating a complex path entering into 2025 with median house values having decreased last year. - [New Zealand Falls into a Recession](https://www.accountancyinsurance.co.nz/new-zealand-recession/) - Following notable drops in numerous key industries, New Zealand has entered into a technical recession. - [Mixed Results from Reserve Bank’s Recent OCR Cut](https://www.accountancyinsurance.co.nz/reserve-bank-impact/) - The Reserve Bank's recent efforts to stimulate the economy through cuts to the official cash rate (OCR) have sparked mixed results. - [New Zealand Government Addresses Growing Crisis of Online Scams](https://www.accountancyinsurance.co.nz/nz-tackles-online-scams/) - New Zealand addressing the rising issue of online financial scams with a collaborative approach between government agencies and industry partners. - [New Zealand’s Outlook Worse than Earlier Forecasts](https://www.accountancyinsurance.co.nz/new-zealand-outlook-downgraded/) - New Zealand's economy is facing a deeper recession than previously thought, according to the latest updates from the Treasury. - [NZ Seeks to Get Repayments for Student Debt](https://www.accountancyinsurance.co.nz/nz-targets-debt-repayments/) - The New Zealand Inland Revenue Department (IRD) is doubling its efforts to stem the growing scale of overseas-based student loan debt. - [Business Optimism Grows Despite Ongoing Challenges](https://www.accountancyinsurance.co.nz/business-optimism-increases/) - The latest ANZ Business Outlook Survey (ANZBO) for October reveals a notable rise in business optimism, driven partly by a decline in interest rates. - [Inquiry into Banking Competition in New Zealand](https://www.accountancyinsurance.co.nz/banking-competition-inquiry/) - New Zealand’s Finance Minister, Nicola Willis, has initiated an inquiry into the state of competition within the country’s rural banking sector. - [How Joining a Professional Association Can Improve Your Firm’s Competitive Edge](https://www.accountancyinsurance.co.nz/association-advantage/) - [NZ Households Spending More Than They Earn](https://www.accountancyinsurance.co.nz/nz-household-overspending-trend/) - New Zealand households are facing a challenging financial landscape, as recent data reveals they spent more than they earned in the June quarter. - [NZ Commerce Commission Blocks Supermarket Merger](https://www.accountancyinsurance.co.nz/nz-blocks-merger/) - The Commerce Commission has recently blocked a proposed merger between Foodstuffs North Island and Foodstuffs South Island. - [New Zealand Considers a Capital Gains Tax](https://www.accountancyinsurance.co.nz/new-zealand-taxes-gains/) - Inland Revenue (IR) is exploring the potential introduction of new taxes, including a capital gains tax and land tax. - [New Zealand Economy Faces Challenges with GDP Contraction](https://www.accountancyinsurance.co.nz/new-zealands-economic-challenges/) - New Zealand's economy has experienced a setback, with a contraction of 0.2 per cent in gross domestic product (GDP) for the June quarter. - [Easing Inflation Not Appeasing Cautious Consumers](https://www.accountancyinsurance.co.nz/easing-inflation-doesnt-appease/) - Recent data indicates that inflationary pressures are showing signs of moderation, yet consumer spending remains subdued. - [Retail Spending Improves Amid Economic Challenges](https://www.accountancyinsurance.co.nz/retail-spending-rises/) - Retail spending in August exhibited a slight improvement compared to the previous month, with recent data revealing a subtle yet encouraging trend. - [New Zealand Business Confidence Soars](https://www.accountancyinsurance.co.nz/business-confidence-soars/) - Business confidence in New Zealand has risen to its highest level in a decade, driven by a recent cut in the Reserve Bank's Official Cash Rate (OCR). - [Where the Economic Downturn Has Hit Hardest](https://www.accountancyinsurance.co.nz/economic-downturn-hits/) - New Zealand's economic landscape is facing increasing strain, and a recent report suggests that conditions could worsen before they improve. - [New Zealand Cuts Cash Rate by 25 Basis Points](https://www.accountancyinsurance.co.nz/cuts-cash-rate/) - New Zealand’s economic landscape has recently experienced significant shifts after the Reserve Bank cuts the cash rate by 25 basis points. - [Nearly Half of NZ Retail Businesses Might Close](https://www.accountancyinsurance.co.nz/nearly-half-of/) - The retail industry in New Zealand is facing significant uncertainty, with nearly half of businesses unsure of survival in the next 12 months. - [NZ Stock Market Negatively Affected by US News](https://www.accountancyinsurance.co.nz/market-negatively-affected/) - New Zealand's stock market was swept up in a global downturn on Monday, as fears of a potential US recession weighed heavily on investors. - [New Zealand Needs More Anti-Flood Protection](https://www.accountancyinsurance.co.nz/anti-flood-protection/) - A recent climate inquiry has spotlighted New Zealand's flood management practices, with experts calling for significant improvements. - [Kiwis Struggling with Very High Housing Costs](https://www.accountancyinsurance.co.nz/kiwis-struggling-with/) - New Zealand faces a housing crisis with reports showing nearly one in five Kiwis have high housing costs of over half their income. - [Decreasing Food Prices Offer Relief in New Zealand](https://www.accountancyinsurance.co.nz/decreasing-food-prices/) - New Zealand experienced a shift in food prices over the past year, with the latest data from Stats NZ revealing a 0.3 per cent fall in food prices. - [New Commission to Help Manage Natural Disasters](https://www.accountancyinsurance.co.nz/new-commission-to/) - New Zealand's approach to natural hazards undergoes a significant evolution as the Earthquake Commission becomes the Natural Hazards Commission. - [Inflation Raises Concerns Over Interest Rates](https://www.accountancyinsurance.co.nz/inflation-raises-concerns/) - The Contracts of Insurance Bill in New Zealand has garnered significant attention and critique from stakeholders within the insurance industry. - [New NZ Homeowners Face Falling Home Values](https://www.accountancyinsurance.co.nz/new-nz-homeowners/) - The dream of home ownership has turned sour for thousands of first-home buyers across New Zealand. - [Emigration to Present Challenges for Kiwi Economy](https://www.accountancyinsurance.co.nz/emigration-to-present/) - New Zealand has a concerning trend as a record number of its citizens are emigrating, posing potential challenges for the nation's economy. - [Unclaimed Money Surges According to Inland Revenue](https://www.accountancyinsurance.co.nz/unclaimed-money-surges-according-to-inland-revenue/) - [Budget Gives Average-Earners Relief Nationwide](https://www.accountancyinsurance.co.nz/budget-gives-average-earners-relief-nationwide/) - The New Zealand Parliament recently passed the Taxation (Budget Measures) Bill, signalling relief for average-income households across the nation. - [First Time Buyer’s Grant Scheme to be Axed](https://www.accountancyinsurance.co.nz/first-time-buyers-grant-scheme-to-be-axed/) - The recent government decision to eliminate first home buyers' grants has sparked controversy, with critics labelling it as a severe setback. - [OECD Warns NZ Not to Borrow to Cut Taxes](https://www.accountancyinsurance.co.nz/oecd-warns-nz-not-to-borrow-to-cut-taxes/) - The Organisation for Economic Co-operation and Development (OECD) has issued a cautionary note to the New Zealand government. - [New Zealand Bank Holds Firm on Rates](https://www.accountancyinsurance.co.nz/new-zealand-bank-holds-firm-on-rates/) - In a recent report, the Organisation for Economic Co-operation and Development (OECD) has outlined a roadmap for New Zealand's economic recovery. - [New Zealanders Facing Increasing Unemployment](https://www.accountancyinsurance.co.nz/new-zealanders-facing-increasing-unemployment/) - Recent projections suggest the nation's unemployment rate is poised to reach a three-year high, signalling a period of economic uncertainty ahead. - [NZ Retailers Express Doubts About the Coming Year](https://www.accountancyinsurance.co.nz/nz-retailers-express-doubts-about-the-coming-year/) - As winter approaches, retailers in New Zealand are bracing themselves for what promises to be a challenging economic season. - [New Report Shows NZ Business Confidence Is Falling](https://www.accountancyinsurance.co.nz/new-report-shows-nz-business-confidence-is-falling/) - Amidst shifting economic tides and lingering post-election optimism, New Zealand business sentiment finds itself at a crossroads. - [Tax audit claim stats all accountants in New Zealand will want to know.](https://www.accountancyinsurance.co.nz/tax-audit-claim-stats-2024/) - Audit Shield claims activity 1 April 2023 to 31 March 2024 of all filed and finalised Audit Shield claims activity in New Zealand. - [Disappointing News for NZ Retailers as Sales Fall](https://www.accountancyinsurance.co.nz/disappointing-news-for-nz-retailers-as-sales-fall/) - In March, retail spending in New Zealand fell by 0.7 per cent compared to February, following a 2 per cent decline in the previous month. This downward trend, characterized by Westpac senior economist Darren Gibbs as "very weak," underscores the challenges facing the retail sector. Despite a 3 per cent increase in goods price inflation As the world grapples with economic uncertainties, New Zealand finds itself navigating through a downturn in retail spending. - [New Home Build Numbers Plummet in 2023](https://www.accountancyinsurance.co.nz/new-home-build-numbers-plummet-in-2023/) - This decline in residential construction activity reflects broader challenges facing the housing sector and the economy as a whole. According to Statistics NZ, only 36,276 new dwellings received consent during this period, marking a notable decrease of 24.8% compared to the preceding year and 27.2% compared to the year ending February 2022. The downturn in The New Zealand housing market experienced a significant downturn - [ANZ Survey Highlights Concerns Amidst Economic Downturn](https://www.accountancyinsurance.co.nz/economic-downturn/) - The recent downturn in GDP for the December quarter has sent ripples of concern through the business community, according to economists at ANZ. - [Hopes to Increase Individual Wealth to Cope with Climate Change](https://www.accountancyinsurance.co.nz/increase-individual-wealth/) - Making individual Kiwis wealthier will help protect the country against climate change, according to a government minister. - [Rate Cuts Could be A Long Way Away](https://www.accountancyinsurance.co.nz/rate-cuts-a-long-way-away/) - Kiwis with mortgages might need to exercise patience as analysts suggest that any hopes of a Reserve Bank (RBNZ) interest rate cut appear distant. - [More Difficulties Expected for Kiwis in 2024, but the Longer-Term Outlook is More Positive](https://www.accountancyinsurance.co.nz/difficulties-expected-for-kiwis/) - Experts predict a more positive outlook for Kiwis toward the end of 2024 but warn there’s more hardship to face in the short term. - [New Zealand Homeowners Embrace Short-Term Fixed Rate Mortgages](https://www.accountancyinsurance.co.nz/new-zealand-homeowners/) - In the ever-evolving landscape of New Zealand's real estate market, homeowners are increasingly opting for short-term fixed-rate mortgages. - [New Zealand Minimum Wage Set to Increase by 2 per cent](https://www.accountancyinsurance.co.nz/new-zealand-minimum-wage/) - New Zealand’s minimum wage increases, albeit by just 45 cents/hour, or 2 per cent, which is the smallest increase in a decade. - [Studies Show That NZ Food Inflation is Falling](https://www.accountancyinsurance.co.nz/nz-food-inflation-is-falling/) - New Zealand experienced a decline in food prices for the fourth consecutive month, bringing down the annual rate of food price inflation. - [Market Factors Could Help Prevent a Surge in the House Market](https://www.accountancyinsurance.co.nz/surge-house-market/) - An ASB economist suggests a recovering economy could mean an unchecked surge in the housing market, but market conditions might prevent such a surge. - [Forecasts Anticipate New Zealanders Will Face Price Increases in 2024](https://www.accountancyinsurance.co.nz/price-increases-in-2024/) - Households in New Zealand will face difficult price rises of $70/week on average next year, according to a report published by ASB Bank. - [House Prices Rise After A New Government Initiative and A Booming Population](https://www.accountancyinsurance.co.nz/house-prices-rise/) - According to a CoreLogic report released on Thursday, the share of first-time home buyers has risen to a record high. - [NZ Stock Market Sees “Steady Falls” but There’s “No Panic”](https://www.accountancyinsurance.co.nz/nz-stock-market/) - Stock market experts have said the NZ Stock Market has seen “steady falls” on the 24th of October, adding that there was no panic despite the drop. - [First Time Buyers Drive Housing Sector Recovery](https://www.accountancyinsurance.co.nz/first-time-buyers/) - The average home value has risen by 0.9 per cent for the quarter ending in August, driven by an increase in first-time home buyers entering the housing market. - [Banking Scams Costing Kiwis $57,000 On Average](https://www.accountancyinsurance.co.nz/banking-scams/) - The Banking Ombudsman reports that incidents of banking scams have risen significantly, with an average loss of $57,000. - [Consumer Arrears Rising to Pre-Pandemic Levels](https://www.accountancyinsurance.co.nz/consumer-arrears-rising/) - The latest data from Centrix has confirmed that credit arrears and business liquidations have risen almost to pre-pandemic levels. - [Government Aims for Digital Services Tax](https://www.accountancyinsurance.co.nz/digital-services-tax/) - The NZ government is seeking to introduce legislation that would empower it to apply a 3 per cent digital services tax on tech multinationals. - [Mortgages Take Up Half of Household Incomes](https://www.accountancyinsurance.co.nz/mortgages-household-incomes/) - Despite housing prices now falling and incomes rising, a study has found that many households are now spending half their earnings on covering mortgage costs. - [Reserve Bank Holds OCR Rate At 5.5 Per Cent](https://www.accountancyinsurance.co.nz/ocr-rate-at-5-5-per-cent/) - The RBNZ has left the official cash rate unchanged at 5.5 per cent and said that there would be need to remain restrictive for the foreseeable future. - [Landlords Benefitting from Housing Shortage](https://www.accountancyinsurance.co.nz/housing-shortage/) - A lack of adequate housing in NZ is allowing landlords to capitalise on the poor supply to charge higher rents that are eating up pay rises. - [Unemployment Rate Rises To 3.6pc](https://www.accountancyinsurance.co.nz/unemployment-rate-3-6pc/) - Although the unemployment rate has unexpectedly risen to 3.6pc, it is mostly attributed to a large influx of new entrants into the labour market. - [Annual Inflation Dips To 6pc](https://www.accountancyinsurance.co.nz/inflation-dips-to-6pc/) - The annual inflation rate has dropped from 6.7% at the start of the quarter to 6%, bringing it down to its lowest level since late 2021. - [Small Business Owners Buckling Under Financial Strain](https://www.accountancyinsurance.co.nz/financial-strain/) - A new survey has found that many small business owners suffer financial stress that forces them to not pay themselves to keep their businesses afloat. - [NZ Q2 Business Confidence Rises Slightly](https://www.accountancyinsurance.co.nz/business-confidence-rises/) - Business confidence in New Zealand has slightly improved in June despite the downbeat economy according to a NZIER quarterly survey. - [Concerns As More Investors Choose Oil And Gas Projects](https://www.accountancyinsurance.co.nz/oil-and-gas-projects/) - As KiwiSaver and other investors add to their oil and gas stocks, concerns are being raised over the pursuit of short-term profit over long-term pains. - [ACT Policy on Contractors Comes Under Fire](https://www.accountancyinsurance.co.nz/act-policy/) - The ACT party is facing criticism following a proposal to amend the Employment Relations Act so that contractors are not able to challenge their employment status. - [New Zealand Slips into Technical Recession](https://www.accountancyinsurance.co.nz/technical-recession/) - Following two consecutive quarters of falling GDP, the country appears to have fallen into a recession that economists predict will hit households hard. - [Kiwis Brace for Higher Prices on Alcohol](https://www.accountancyinsurance.co.nz/higher-prices-on-alcohol/) - Brewers are warning that a new increase in alcohol excise tax set to go into effect in July will likely result in higher prices for consumers. - [Big Firms Urged To Support SMBs Via Prompt Payment](https://www.accountancyinsurance.co.nz/prompt-payment/) - Big businesses are being encouraged to shorten their payment times to small businesses so they can better cope with the harsher economic climate. - [Government Announces Budget Deficit](https://www.accountancyinsurance.co.nz/budget-deficit/) - Severe weather events, a sluggish economy, and lower-than-expected tax take are expected to leave the government with a high budget deficit. - [Commerce Commission Cracks Down on Undue Surcharges](https://www.accountancyinsurance.co.nz/undue-surcharges/) - The Commerce Commission is taking issue with merchant card transactions that may be resulting in excessive surcharges being applied. - [Tax audit claim stats all accountants in New Zealand will want to know.](https://www.accountancyinsurance.co.nz/tax-audit-claim-stats-2023/) - Read about the current distribution of claims activity in New Zealand for the 2022-23 financial year. - [Small Business Sector Optimistic Despite Recession Fears](https://www.accountancyinsurance.co.nz/small-business-sector-optimistic/) - CPA Australia’s Small Business Survey indicates that the small business sector remains upbeat despite the risk of a looming recession. - [National Pegs Hopes on Build-to-Rent Policy](https://www.accountancyinsurance.co.nz/rent-policy/) - National is hoping to win voters' hearts with a proposed Build to Rent policy intended to address the growing housing crisis. - [Credit Arrears on The Rise](https://www.accountancyinsurance.co.nz/credit-arrears-rise/) - An increasing number of Kiwis are struggling with economic pressures as credit arrears on various debts continue to rise. - [OCR Rises By 50 Basis Points](https://www.accountancyinsurance.co.nz/ocr-rises-by-50-basis-points/) - In its first policy statement of the year, the Reserve Bank of New Zealand announced an increase of the OCR by 50 basis points to 4.75%. - [New Zealand Property Market Faces Decline](https://www.accountancyinsurance.co.nz/property-market-decline/) - Concern deepens as property values across major centres fall while property owners contend with the aftereffects of severe flooding. - [Kiwis Raise Concern Over Rising Food Prices](https://www.accountancyinsurance.co.nz/rising-food-prices/) - As Kiwis raise concerns over the higher cost of living, Stats NZ has confirmed that food prices have risen by 2.7% in January. - [Growing Concern Over Rising Financial Services Complaints](https://www.accountancyinsurance.co.nz/financial-services-complaints/) - The Financial Ombudsman has confirmed that there are a growing number of complaints likely driven by increased financial pressures on consumers. - [Housing Market Slump Expected To Persist](https://www.accountancyinsurance.co.nz/housing-market-slump/) - Even as the housing market downturn that began in late 2022 appears to be slowing down, analysts predict further decline through 2023. - [Economy Records Strong Growth](https://www.accountancyinsurance.co.nz/economy-records-strong-growth/) - The New Zealand economy has recorded a better-than-expected 2% growth in the September quarter, with the services sector leading the way. - [Demand for Consumer Loans on The Rise](https://www.accountancyinsurance.co.nz/demand-for-consumer-loans/) - A new report by Centrix shows that there is increased demand for personal and car loans as more people fall behind on consumer loan repayments. - [Reserve Bank Warns That A Recession Is Coming](https://www.accountancyinsurance.co.nz/a-recession-is-coming/) - The Reserve Bank has forecasted a recession for New Zealand in the coming year as it raised the official cash rate by 75 basis points. - [Commerce Commission Urges Comparison Shopping](https://www.accountancyinsurance.co.nz/comparison-shopping/) - The commerce commission is encouraging consumers to shop around when it comes to fuelling their vehicles in their local areas. - [Airbnb Appeals Against GST Proposal](https://www.accountancyinsurance.co.nz/gst-proposal/) - Following a proposal to levy GST on the gig economy, Airbnb says it will cause the country could to lose up to $500 million a year and stump economic growth. - [Government Once Again, Targets Buy Now Pay Later Schemes](https://www.accountancyinsurance.co.nz/targets-buy-now-pay-later/) - The government is seeking to impose new rules on buy now pay later schemes in a bid to prevent more consumers from being burdened by unmanageable debt - [Cost of Living Rose 7.7percent YoY](https://www.accountancyinsurance.co.nz/cost-of-living-rose/) - All household groups were reportedly impacted after the cost of living average rose by 7.7% between September 2021 and September 2022. - [Robertson Lambasts National’s Proposed Tax Cuts](https://www.accountancyinsurance.co.nz/proposed-tax-cuts/) - Finance Minister Grant Robertson has expressed opposition to proposals by the National Party to deliver tax cuts for the country’s highest earners. - [New Payment Regime to Benefit Small Businesses in New Zealand](https://www.accountancyinsurance.co.nz/new-payment-regime/) - A new payment transparency scheme is expected to help small businesses receive timely payments on invoices owed by big businesses. - [NZ Dodges Recession with Strong Economic Growth](https://www.accountancyinsurance.co.nz/nz-dodges-recession/) - Thanks to unexpectedly strong economic growth, New Zealand has managed to avoid going into recession, though it is not good news for everyone. - [Cyber Scams Becoming Increasingly Sophisticated](https://www.accountancyinsurance.co.nz/cyber-scams/) - Super savers are being warned of new online scammers while Westpac customers admit to no longer being able to easily discern new scam threats. - [Cryptocurrency Scams Targeting Millennials](https://www.accountancyinsurance.co.nz/cryptocurrency-scam/) - Crypto scams are now on the rise in New Zealand, with scammers seemingly setting their sights on younger demographics. One accountant in Auckland lost $100,000. - [NZ Interest Rate Hiked to Stem Inflation](https://www.accountancyinsurance.co.nz/nz-interest-rate-hike/) - The Reserve Bank of New Zealand has raised the official cash rate by 25 basis points to 0.75%. This is the second time in two months. - [Accounting Body Calls for Simplicity in New Property Tax Rules](https://www.accountancyinsurance.co.nz/new-property-tax-rules/) - CA ANZ urged the government to resolve the complexities brought on by the new tax laws related to the bright-line test. - [NZ Government Shifts on Excise Tax](https://www.accountancyinsurance.co.nz/excise-tax/) - New proposals have been presented under the Smoke-free Aotearoa 2025 Action Plan document to combat tobacco smoking in New Zealand. - [Strong Economic Growth in NZ Over Next 5 Years](https://www.accountancyinsurance.co.nz/strong-economic-growth/) - The report indicates that the economy is expected to bounce back in the coming years following depressed performance since the pandemic started. - [NZ Property Market Closes 2021 On a High Note](https://www.accountancyinsurance.co.nz/property-market-2021/) - Aotearoa’s red hot property market closed out 2021 at peak levels. Although there were prospects of the market cooling following plans to increase interest rates, tighten bank lending criteria, and new tax policy restrictions, the market appears to still be on the rise. - [NZ Wage Levels Rise As Signs Of Labour Shortage Emerge](https://www.accountancyinsurance.co.nz/wage-levels-rise/) - During the last 12 months leading up to November 2021, the average salary per filled job increased by 7.6% - [CCCFA Changes Make Accessing Credit Difficult](https://www.accountancyinsurance.co.nz/accessing-credit/) - Borrowers are facing additional challenges when it comes to accessing credit following the implementation of changes made to the Credit Contracts and CCCFA. - [Annual Inflation Rate in NZ Reaches 30-Year High](https://www.accountancyinsurance.co.nz/annual-inflation-rate-nz/) - Recently released figures by Statistics New Zealand confirm that inflation reached a record-setting level of 5.9% by the close of 2021. - [New Zealand Government Scraps Plans for New KiwiSaver Tax](https://www.accountancyinsurance.co.nz/scrap-kiwisaver-tax/) - The government has swiftly abandoned plans to implement new tax rules that would have seen GST on fees for managed funds and KiwiSaver increased. - [Tax Break for Long-Term Rental Investors](https://www.accountancyinsurance.co.nz/long-term-rental-investors/) - The government will allow landlords offering tenancies of at least 10 years to claim interest deductibility on mortgages. - [Kiwis Investing More Despite Volatile Economic Times](https://www.accountancyinsurance.co.nz/kiwis-investing-more/) - A recent research report from the FSC has found that Kiwis have boosted their financial investments and the use of online digital tools to support this. - [Top NZ Banks Lower Home Loan Rates](https://www.accountancyinsurance.co.nz/home-loan-rates/) - Despite inflation and interest rates trending upward in most economies, New Zealand’s top banks have announced a drop in their home loan rates. - [Small Business Wage Increases Match Inflation](https://www.accountancyinsurance.co.nz/small-business-wage-increases/) - Xero’s Small Business Index shows that small businesses are providing wage hikes that are close to matching the inflation rate. - [Inflation Hits Highest Level in Three Decades](https://www.accountancyinsurance.co.nz/inflation-hits-high/) - Households in NZ suffer growing inflation pain as the consumer price index (CPI) soars by 7.3% in the second quarter, the fastest rise since 1990. - [RBNZ Hikes Benchmark Interest Rate To 2.5percent](https://www.accountancyinsurance.co.nz/rbnz-hikes-interest-rate/) - New Zealand’s Reserve Bank has raised the official cash rate by 50 basis points for the third time this year to 2.5%. - [Australian Tax Breaks Luring Away NZ Gaming Businesses](https://www.accountancyinsurance.co.nz/australian-tax-breaks/) - The NZ government is facing calls to offer similar tax breaks as Australia to prevent gaming companies from relocating their operations. - [IRD To Focus on Taxpayers with Overseas Incomes](https://www.accountancyinsurance.co.nz/overseas-incomes/) - Taxpayers in New Zealand are being advised by the IRD to ensure they meet their tax obligations for any overseas incomes. - [Opinion Split on NZ Avoiding Recession](https://www.accountancyinsurance.co.nz/nz-avoiding-recession/) - As the New Zealand government expresses optimism about the economy, some experts predict a recession is inevitable by early 2023. - [Kiwis Warned to Be on The Alert for Digital Scams](https://www.accountancyinsurance.co.nz/digital-scams/) - New Zealanders are being warned of increasingly sophisticated attacks from cyber scammers that have seen many duped out of millions of dollars. - [Government Announces Draft Plan To Tax Agricultural Emissions](https://www.accountancyinsurance.co.nz/tax-agricultural-emissions/) - A draft plan has been released to guide pricing on agricultural emissions from belching cattle and sheep. - [Government Resists Calls for Sugar Tax](https://www.accountancyinsurance.co.nz/sugar-tax/) - Despite new research showing that a tax on sugary drinks could reduce their sales by as much as 15%, the government has refused to consider such a move. - [RBNZ Raises Benchmark Interest Rate to 2 percent](https://www.accountancyinsurance.co.nz/rbnz-interest-rate/) - The Reserve Bank of New Zealand (RBNZ) has announced an increase in its benchmark interest rate by 50 basis points to help combat inflation. - [Highlights from Budget 2022](https://www.accountancyinsurance.co.nz/highlights-from-budget-2022/) - The NZ government opts to leave income tax thresholds untouched while announcing $6 billion of spending and a new cost of living payment. - [Debate on Removal of GST on Food Rages on](https://www.accountancyinsurance.co.nz/debate-on-removal-of-gst-on-food-rages-on/) - Support for the abolition of GST on food items is growing as consumers struggle to keep up with inflation that is resulting in rising food prices. - [Kiwi Retailer Set to Freeze Commodity Prices for Winter](https://www.accountancyinsurance.co.nz/freeze-commodity-prices/) - To help combat spiralling commodity prices driven by growing inflation, one of the biggest retail supermarkets is set to temporarily freeze prices on 500 items. - [NZ Minister Pushes for Fairer Tax System](https://www.accountancyinsurance.co.nz/fairer-tax-system/) - Revenue Minister David Parker is proposing new measures that will see the wealthiest Kiwis pay their ‘fair share of tax’. - [Tax audit claim stats all accountants in New Zealand will want to know.](https://www.accountancyinsurance.co.nz/tax-audit-claim-stats-2021-22/) - These are just a few highlights in specific review and audit categories from claims activity data between 1 April 2021 to 31 March 2022. - [IR Warns of Tax Avoidance by Top Income Earners](https://www.accountancyinsurance.co.nz/ir-warns-of-tax-avoidance/) - The tax department is warning that top earners are restructuring tax affairs to evade the 39% top tax rate. - [Combating Financial Crimes in New Zealand](https://www.accountancyinsurance.co.nz/combating-financial-crimes/) - The New Zealand government has committed to the establishment of a public beneficial ownership register. - [Buy Now, Pay Later Services Come Under Fire](https://www.accountancyinsurance.co.nz/buy-now-pay-later-services/) - Consumer NZ is advocating for better credit regulation of the BNPL sector to avoid vulnerable consumers becoming at risk of falling into a spiral of debt. - [NZ Government Announces Temporary Fuel Tax Cuts](https://www.accountancyinsurance.co.nz/temporary-fuel-tax-cuts/) - Kiwis can sigh with relief following the announcement by PM Jacinda Ardern that petrol excise duty will be cut alongside road user charges. - [Research Shows Cash Hoarding On the Rise in New Zealand](https://www.accountancyinsurance.co.nz/cash-hoarding-on-the-rise/) - According to research done by the RBNZ – Te Pūtea Matua, there has been a significant dip in the number of people using cash for everyday purchases. - [NZ Reserve Bank Bumps Up OCR Rate by 25bp](https://www.accountancyinsurance.co.nz/ocr-rate-up-by-25bp/) - Governor Adrian Orr announced that the official cash rate (OCR) has been lifted by the New Zealand government by 25 basis points to 1%. - [NZ Government Announces Minimum Wage Increase](https://www.accountancyinsurance.co.nz/minimum-wage-increase/) - [Cost of Living Rises by 5.2 percent in New Zealand in Q4 of 2021](https://www.accountancyinsurance.co.nz/cost-of-living-rises/) - Statistics NZ has confirmed that HLPI increased by an average of 5.2% during the last quarter of 2021, as compared to the same period the year before. - [Westpac NZ Records $1.01B Profit as Its Share Value Tanks](https://www.accountancyinsurance.co.nz/westpac-nz-records-1-01b-profit-as-its-share-value-tanks/) - First time home buyers were found to be key contributors to mortgage growth, accounting for 6,598 mortgages that Westpac disbursed during the reporting period. - [HP New Zealand Reports Increase in Cybersecurity Attacks On SMBs](https://www.accountancyinsurance.co.nz/cybersecurity-attacks/) - The 2021 HP New Zealand IT Security Survey has found that small businesses have this year suffered double the amount of cyberattacks as in 2018. - [Elimination of Tariffs On New Zealand Exports to The UK in New Trade Deal](https://www.accountancyinsurance.co.nz/elimination-of-tariffs/) - It is good news for Kiwi exporters as New Zealand reaches a post-Brexit deal with the UK that will see tariffs eliminated on goods exported to the kingdom. - [RBNZ Mulls Launching Digital Currency](https://www.accountancyinsurance.co.nz/rbnz-digital-currency/) - The Reserve Bank of New Zealand (RBNZ) has opened up public consultation over proposals to introduce a central bank digital currency (CBDC). - [Accountants for Zero Emissions](https://www.accountancyinsurance.co.nz/accountants-zero-emissions/) - The impacts of climate change are affecting the world already and is expected to worsen if not combated. As a result, many companies have started to turn green. - [RBNZ Hikes Benchmark Interest Rate](https://www.accountancyinsurance.co.nz/rbnz-interest/) - In an attempt to cool a heated property market and rising inflation, New Zealand’s central bank has announced a hike in its cash rate by 25 basis points. - [Bitcoin Fund Aims To Tap Into New Zealand Market](https://www.accountancyinsurance.co.nz/bitcoin-fund/) - A new investment fund opened in New Zealand to allow investors to add the popular cryptocurrency Bitcoin to their portfolio. Without needing to commit. - [New Interest Deductibility Rules to Net Government $1B Over Next 4 Years](https://www.accountancyinsurance.co.nz/interest-government/) - The New Zealand government’s proposed changes to interest deductibility rules on residential properties are expected to see it generate an estimated... - [NZ Tax Incentives For Economic Recovery](https://www.accountancyinsurance.co.nz/tax-incentives/) - New tax incentives encourage individuals and businesses to spend for economic recovery. Click to read more on Accountancy Insurance. - [FMA Recommends Review of Credit Card Repayment Insurance Policies](https://www.accountancyinsurance.co.nz/credit-card/) - New Zealand’s Financial Markets Authority (FMA), is advising an estimated 200,000 Kiwis that may have invested in credit card repayment insurance. - [Cryptocurrency Going Green](https://www.accountancyinsurance.co.nz/cryptocurrency/) - Cryptocurrency is starting to become more relevant and it’s important for New Zealand to catch up before getting left behind. - [Q2 GDP Surge Exceeds Expectations](https://www.accountancyinsurance.co.nz/gdp-surge/) - Stats NZ has announced that the economy grew by an unprecedented 2.8% in the second-quarter ending in June. Economists had earlier predicted growth. - [Housing Prices Continue To Soar](https://www.accountancyinsurance.co.nz/housing/) - Although the number of property sales have decreased, the median price for real estate in New Zealand continues to rise. - [‘Lazy Tax’ Paid By Many New Zealanders](https://www.accountancyinsurance.co.nz/lazy-tax/) - Many people are subject to complacency when it comes to keeping up with their expenses. As much as 87% of Kiwis are paying a lazy tax. - [Debate On How to Fund Superannuation Scheme Mounts](https://www.accountancyinsurance.co.nz/superannuation-scheme/) - Discussion on how to meet funding requirements for the government’s superannuation scheme has peaked in recent days. - [Surprising Pay Gap Revealed](https://www.accountancyinsurance.co.nz/pay-gap-revealed/) - Gendered pay gaps in New Zealand have shown signs of worsening this year. There has been little improvement since the Covid-19 pandemic. - [Air New Zealand Reports $289M Loss](https://www.accountancyinsurance.co.nz/air-loss/) - Air New Zealand has just reported a pre-tax loss of $307 million and an after-tax loss amounting to $289 million for the financial year ending on June 30. - [Economy on pause due to lockdown](https://www.accountancyinsurance.co.nz/economy-lockdown/) - New Zealand’s response to the Covid-19 pandemic was praised around the world. However, the new Delta variant of the virus has thrown a spanner in the works. - [Call To Tax Protein And Dairy](https://www.accountancyinsurance.co.nz/greenhouse/) - The production of meat and dairy is one of the largest contributors to greenhouse gases (GHGs), responsible for 20-50% of all manufactured GHGs. - [NZ Tech Sector Growth Hampered by Shortage of Skilled Workers](https://www.accountancyinsurance.co.nz/tech-sector/) - The tech sector has delivered many benefits to the New Zealand economy. Click here to read more on Accountancy Insurance. - [Accountant Jailed For Theft](https://www.accountancyinsurance.co.nz/jailed/) - A New Zealand accountant was recently jailed for theft. A small clothing label by the name of Bettie Monroe was bleeding money and they didn’t even know it. - [Government Tightens Lending Rules To Curb Housing Crisis](https://www.accountancyinsurance.co.nz/housing-crisis/) - The steep increase in New Zealand property prices has led to a housing crisis. It is no surprise that property prices were driven even higher. - [Cryptocurrency used to money launder](https://www.accountancyinsurance.co.nz/cryptocurrency-laundering-authorities/) - When cryptocurrency was first revealed to the world and Bitcoin began in 2009, many people saw its only use as being in the black market. Click to read more. - [Rising Interest Rates Cast Gloom Over First-Time Home Buyers’ Market](https://www.accountancyinsurance.co.nz/rising-interest-rates/) - [Nurses in New Zealand still negotiating better working wages, hold off on July strike for now but still impose strikes for later this year.](https://www.accountancyinsurance.co.nz/nurses-impose-strikes/) - [New Zealand’s CPI Spike Highest In A Decade](https://www.accountancyinsurance.co.nz/cpi-spike-highest/) - [New Zealand’s tax system is attractive because of the lack of inheritance tax – which is a touchy subject for many.](https://www.accountancyinsurance.co.nz/nz-tax-system/) - [Howl of A Protest Against “Ute Tax” Gathers Momentum](https://www.accountancyinsurance.co.nz/ute-tax-protest/) - [Immigration to Australia and New Zealand is looked at through a ‘skilled work’ lens, prioritising certain occupations.](https://www.accountancyinsurance.co.nz/immigration-nz-occupation/) - [IR’s Faulty Tax Calculator Found to Have Overestimated Taxable Income](https://www.accountancyinsurance.co.nz/irs-faulty-calculator/) - [IR’s Faulty Tax Calculator Found to Have Overestimated Taxable Income](https://www.accountancyinsurance.co.nz/irs-faulty-calculator/) - [Strong Tax Take And Low Expenses Cut Budget Deficit Forecasts](https://www.accountancyinsurance.co.nz/strong-tax-take/) - [Increased Excise Rate to Worsen Small Wineries Woes](https://www.accountancyinsurance.co.nz/increased-excise-rate/) - [Labour Government Faces Opposition On New Car Tax Scheme](https://www.accountancyinsurance.co.nz/new-car-tax-scheme/) - [Public Consultation On New Build Tax Exemption Opens](https://www.accountancyinsurance.co.nz/public-consultation-build/) - [Inland Revenue has just released its vehicle kilometre rates for the 2021 income year](https://www.accountancyinsurance.co.nz/inland-revenue-income/) - [Australian and New Zealand Prime Ministers meet in Queenstown to talk in person, for the first time since borders closed in 2020.](https://www.accountancyinsurance.co.nz/prime-ministers-meet/) - [NZ Reserve Bank Signals Normalizing Of Interest Rates In 2022](https://www.accountancyinsurance.co.nz/nz-reserve-bank/) - [New Zealand man committed of a $17 million tax fraud offense and sentenced to almost a decade in jail.](https://www.accountancyinsurance.co.nz/new-zealand-fraud/) - [New Zealand man tries to fool NZ customs by falsifying documents](https://www.accountancyinsurance.co.nz/new-zealand-man-tries-to-fool-nz-customs-by-falsifying-documents/) - [Business Sector Hopes For 2021 Budget](https://www.accountancyinsurance.co.nz/business-sector-hopes-for-2021-budget/) - [NZ’s Biggest Tax Fraud Cheat Sentenced](https://www.accountancyinsurance.co.nz/nzs-biggest-tax-fraud-cheat-sentenced/) - [New Zealand Raises Minimum Wage and Increased Taxes On The Rich](https://www.accountancyinsurance.co.nz/new-zealand-raises-minimum-wage-and-increased-taxes-on-the-rich-2/) - [NZ Government Shifts Focus From Wellbeing To Covid Recovery](https://www.accountancyinsurance.co.nz/nz-government-shifts-focus-from-wellbeing-to-covid-recovery/) - [Global Watchdog Terms NZ Tackling Of Money Laundering Impressive](https://www.accountancyinsurance.co.nz/nz-tackling-of-money-laundering-impressive/) - [NZ Government Mulls An End To Fuel Tax](https://www.accountancyinsurance.co.nz/nz-government-mulls-an-end-to-fuel-tax/) - [The latest tax audit claim stats that all accountants in New Zealand will want to know](https://www.accountancyinsurance.co.nz/2021-claims-stats/) - [Financial Sector Hit By New Climate Change Reporting Law](https://www.accountancyinsurance.co.nz/financial-sector-hit-by-new-climate-change-reporting-law/) - [Hope Dims for Simon Bridges’ Tax Bracket Bill](https://www.accountancyinsurance.co.nz/hope-dims-for-simon-bridges-tax-bracket-bill/) - [Auditors Warn Councils On Boosted Spending On Water Infrastructure](https://www.accountancyinsurance.co.nz/auditors-warn-councils-on-boosted-spending/) - [Westpac NZ Considers Exit As RBNZ Banking Regulations Tighten](https://www.accountancyinsurance.co.nz/westpac-nz-considers-exit/) - [The IMF Warns New Zealand over High House Prices](https://www.accountancyinsurance.co.nz/the-imf-warns-new-zealand/) - [Tax statistics raise questions of fairness and equality](https://www.accountancyinsurance.co.nz/tax-statistics-raise-questions/) - [The New Zealand Inland Revenue Department Warns against trying to avoid the new 39% Tax Rate](https://www.accountancyinsurance.co.nz/the-new-zealand-inland-revenue-department/) - [127% Increase In Business Closures In 2020 Q4 Casts Gloom On Struggling NZ Economy](https://www.accountancyinsurance.co.nz/127-increase-in-business-closures/) - [Air New Zealand Maintains Optimistic Outlook Despite NZ$185M Loss Before Tax](https://www.accountancyinsurance.co.nz/air-new-zealand-maintains-optimistic-outlook/) - [Central Bank Mysteriously Hacked](https://www.accountancyinsurance.co.nz/central-bank-mysteriously-hacked/) - [New Zealand’s Inflation Rate Shows Promising Sign](https://www.accountancyinsurance.co.nz/new-zealands-inflation/) - [NZ Housing Market’s Hot Streak Continues Despite Recession Fears](https://www.accountancyinsurance.co.nz/nz-housing-markets/) - [NZ Anticipates Boost To Economy With UK Bid To Join CPTPP](https://www.accountancyinsurance.co.nz/nz-anticipates-boost/) - [Queenstown Tourism Economy Struggles Amid Lack Of International Visitors](https://www.accountancyinsurance.co.nz/queenstown-tourism/) - [Pyramid Schemes Rising as Bitcoin Values Peak](https://www.accountancyinsurance.co.nz/pyramid-schemes-rising/) - [NZ Economy Showing Signs of Improvement](https://www.accountancyinsurance.co.nz/nz-economy-improving/) - [NZ Investment Scams On the Rise](https://www.accountancyinsurance.co.nz/nz-investment-scams-on-the-rise/) - Most of the scammers target consumers, while pretending to be respectable businesses operating in New Zealand. - [New Tourism Solutions Needed to Boost NZ’s Economy](https://www.accountancyinsurance.co.nz/new-tourism-solutions/) - There are a variety of steps currently being considered or implemented, to try to get New Zealand’s struggling tourism industry back on its feet. Read our blog to find out more. - [Managing Expectations: How a Tax Hike for High Earners Can Affect Everybody](https://www.accountancyinsurance.co.nz/managing-expectations/) - The newly elected Government plans to increase income tax rates for people earning above $180K from 33% to 39%. Read our blog to find out more. - [COVID Pushes New Zealand into Worst Recession in Years](https://www.accountancyinsurance.co.nz/covid-pushes-new-zealand/) - New Zealand fell into its deepest economic recession on record in the second quarter, due to the Covid-19 pandemic. Read our blog to find out more. - [Privacy Issues Arise as IRD Requests Data on Cryptocurrency Users](https://www.accountancyinsurance.co.nz/privacy-issues-arise/) - The IRD is asking cryptocurrency companies to hand over their clients’ personal details as well as their digital currency holdings for tax payment purposes. - [NZ Treasury Anticipates a NZ$1 Billion Blow](https://www.accountancyinsurance.co.nz/nz1-billion-blow/) - Authorities expect the most recent nationwide lockdown, prompted by the return of new COVID-19 cases, to cost the NZ economy a billion dollars. Read our blog to find out more. - [Inland Revenue Grants Tax Relief For Short-Term Rental Providers](https://www.accountancyinsurance.co.nz/short-term-rental-providers/) - Short-term accommodation providers, like Airbnb and Bookabach, now qualify for a COVID-19 tax break from the Inland Revenue Department. - [Tax Hikes Likely Coming, Experts Say](https://www.accountancyinsurance.co.nz/tax-hikes-likely-coming/) - As the coronavirus crisis has forced the government to borrow and spend huge amounts of money, New Zealanders should not expect tax cuts. Read our blog to find out more. - [New Charter to Regulate the Use of Data in Algorithms](https://www.accountancyinsurance.co.nz/data-in-algorithms/) - Statistics New Zealand has begun using an Algorithm Charter that guarantees the secure use of personal data by public agencies. Read the blog to find out more. - [Economy Expected to Perform Relatively Strongly in the Wake of COVID-19](https://www.accountancyinsurance.co.nz/perform-relatively-strongly/) - New Zealand is expected to recover from the economic strains of COVID-19. - [New Zealand Announces Small Business Cash Flow Loan Scheme](https://www.accountancyinsurance.co.nz/loan-scheme/) - The government has introduced the Small Business Cash Flow Loan Scheme (SBCS) to assist businesses as the country re-opens. - [Unemployed Workers Could be Eligible for 12 Weeks of Payments under New COVID-19 Relief Plan](https://www.accountancyinsurance.co.nz/12-weeks-of-payments/) - New Zealanders who lose their jobs because of the ongoing COVID-19 pandemic may soon be eligible for a new payment that could provide more money than the existing JobKeeper Support. - [Cash Payment for New Zealanders Would Boost Economy: Kiwibank Chief Economist](https://www.accountancyinsurance.co.nz/kiwibank-chief-economist/) - Kiwibank chief economist says it would provide a much-needed boost to the economy once Level 3 restrictions are lifted. - [Small businesses need more help than they are getting say opposition party and business leader](https://www.accountancyinsurance.co.nz/small-businesses-need-more-help/) - There is not a single business that could have been prepared for this or are responsible for it - [Inland Revenue mistakenly sends 240,00 letters stating cancellation of Working for Families payments](https://www.accountancyinsurance.co.nz/inland-revenue-mistakenly-sends-24000-letters-stating-cancellation-of-working-for-families-payments/) - The letters included a Notice of Entitlement that stated payments would no longer be sent starting from April 1. - [IRD softens deadlines amidst COVID-19 pandemic, but companies will still have to pay](https://www.accountancyinsurance.co.nz/ird-softens-deadlines/) - The economic disruption caused by COVID-19, many companies will have exhausted the cash buffers. - [New Email Scam Circulating in New Zealand](https://www.accountancyinsurance.co.nz/new-email-scam/) - A new email scam is circulating New Zealand claiming to be the Inland Revenue Department. - [IRD No Longer Accepting Cheques](https://www.accountancyinsurance.co.nz/accepting-cheques/) - As of March 1st 2020, the Inland Revenue Department stopped accepting cheques. - [OneCoin Cryptocurrency Investigation Reaches Second Auckland Church](https://www.accountancyinsurance.co.nz/auckland-church/) - A second church is being investigated by the Department of Internal Affairs for crimes related to cryptocurrency fraud. - [New Tax Law for Employee Travel](https://www.accountancyinsurance.co.nz/employee-travel/) - Starting April 1 this year, the Inland Revenue Department will apply a new tax law for employee travel. - [New Zealand's Economic Growth Exceeds Expectations of Many Analysts](https://www.accountancyinsurance.co.nz/exceeds-expectations/) - In the third quarter of 2019, New Zealand’s GDP rose by more than many analysts predicted. - [Inland Revenue Pressures Oracle on Transfer Pricing](https://www.accountancyinsurance.co.nz/transfer-pricing/) - Oracle received a statement of position with regards to taxes owed. However, Oracle responded stating their disagreement with the matter. - [US$4.2 Million Seized From International Movie Piracy Website](https://www.accountancyinsurance.co.nz/movie-piracy/) - As criminals turn to cryptocurrencies to hide or transfer their wealth, governments and service providers have increased their focus to stop such practices. - [Over One-Third of Cyberattacks Come from State Sponsored Hackers](https://www.accountancyinsurance.co.nz/state-sponsored-hackers/) - New Zealand is a target for state-sponsored cyberattacks, according to the government’s National Cyber Security Centre. - [Data Reveals Difference in Inflation Rates Between Households](https://www.accountancyinsurance.co.nz/data-reveals-difference-in-inflation-rates-between-households/) - Is it getting more expensive to live in New Zealand? That depends on who you ask. - [Inland Revenue Targets Hospitality Businesses in their 'Sleep Easy' Campaign](https://www.accountancyinsurance.co.nz/inland-revenue-targets-hospitality-businesses-in-their-sleep-easy-campaign/) - Their 'Sleep Easy' campaign visits restaurants, bars, cafes and takeaways in Queenstown to eliminate the hidden economy. - [Changes to be Made to KiwiSaver](https://www.accountancyinsurance.co.nz/changes-to-be-made-to-kiwisaver/) - The new taxation bill (Annual Rates for 2018-19, Modernising Tax Administration, and Remedial Matter) proposes several changes to be made to KiwiSaver. - [NZ Joins Forces With More Countries to Tackle Tax Evasion](https://www.accountancyinsurance.co.nz/nz-joins-forces-with-more-countries-to-tackle-tax-evasion/) - NZ joins forces with more countries to tackle tax evasion - [The Global Business Slowdown and its Effects on Business and the Capital Gains Tax](https://www.accountancyinsurance.co.nz/the-global-business-slowdown-and-its-effects-on-business-and-the-capital-gains-tax/) - The global business slowdown and its effects on business - [New Zealand is Equipped to Handle Global Slowdown, Despite Business Challenges](https://www.accountancyinsurance.co.nz/new-zealand-is-equipped-to-handle-global-slowdown-despite-business-challenges/) - New Zealand is equipped to handle global slowdown, despite business challenges - [Concern Mounts as New Zealand's Economy Starts to Show Signs of Slowdown](https://www.accountancyinsurance.co.nz/concern-mounts-as-new-zealands-economy-starts-to-show-signs-of-slowdown/) - Economic growth in New Zealand continues to perform well by most measures, although businesses across the country are worried about a slowdown in economic performance as a result of inflation. - [7 Common Mistakes People Make with Their Taxes](https://www.accountancyinsurance.co.nz/7-common-mistakes-people-make-with-their-taxes/) - Taxes aren’t a part of life most people would consider fun. - [New Zealand Salaries can now Legally be Paid in Cryptocurrency](https://www.accountancyinsurance.co.nz/new-zealand-salaries-can-now-legally-be-paid-in-cryptocurrency/) - Last month, New Zealand became the first country to fully legalise salary payments in cryptocurrencies. - [New Zealand's Slowing Economy Inspires Varying Theories - and Plenty of Blame](https://www.accountancyinsurance.co.nz/new-zealands-slowing-economy-inspires-varying-theories-and-plenty-of-blame/) - New Zealand's economy dip has been accompanied by an increase in negativity across the news media. - [Low Unemployment and Surprising Cuts from Reserve Bank Create Possibilities for New Zealand’s Economy](https://www.accountancyinsurance.co.nz/low-unemployment-and-surprising-cuts-from-reserve-bank-create-possibilities-for-new-zealands-economy/) - Accountancy Insurance blog - August 2019 - [National Party promises tax relief – but do the numbers add up?](https://www.accountancyinsurance.co.nz/national-party-promises-tax-relief-but-do-the-numbers-add-up/) - National Party leader Simon Bridges explained that his party will offer ‘rolling tax relief’ to help with increased expenses. - [NZ Seeking the Right Balance between Exports, Tourism and the Environment](https://www.accountancyinsurance.co.nz/nz-seeking-the-right-balance-between-exports-tourism-and-the-environment/) - Increased investment in environmental protection are already beginning to shape New Zealand’s economic trends for the coming year. - [Strong Fundamentals Underpin NZ’s Strategy for Economic Growth](https://www.accountancyinsurance.co.nz/strong-fundamentals-underpin-nzs-strategy-for-economic-growth/) - Recent efforts to refine and balance New Zealand’s economic system have already shown impressive results, with the country outcompeting most others on the world stage in several areas. - [Top accounting firms offer Audit Shield](https://www.accountancyinsurance.co.nz/top-accounting-firms-offer-audit-shield/) - In New Zealand, 22 of the top 30 CA ANZ accounting firms are offering Audit Shield to their clients. We love contributing to their success! ## Pages - [Home](https://www.accountancyinsurance.co.nz/) - [Home](https://www.accountancyinsurance.co.nz/) - [Tax Man Adventures](https://www.accountancyinsurance.co.nz/about-accountancy-insurance/tax-man-adventures/) - The Accountancy Insurance Tax Man has been lucky enough to travel the globe, however, he relishes any opportunity for a new adventure. - [Complaints and Handling](https://www.accountancyinsurance.co.nz/complaints-and-handling/) - If you think we have let you down in any way, or our service is not what you expect (even if through one of our agents or representatives), please tell us. - [Our Team](https://www.accountancyinsurance.co.nz/about-accountancy-insurance/our-team/) - In 2011, the New Zealand based operations of Accountancy Insurance commenced and the Tax Audit Protection is provided by a team of dedicated experts. - [Scheduled Maintenance](https://www.accountancyinsurance.co.nz/scheduled-maintenance/) - During this maintenance window you will not be able to access ASOP or pay your invoice. - [Privacy Policy](https://www.accountancyinsurance.co.nz/privacy-policy-2/) - We appreciate the importance of protecting your personal information and recognise the trust placed in us when you supply your personal information to us. - [Terms of Engagement](https://www.accountancyinsurance.co.nz/engagement/) - [Claims Activity Across New Zealand](https://www.accountancyinsurance.co.nz/claims-activity-across-new-zealand/) - The Accountancy Insurance Claims Department continues to be busy processing claims from client firms across New Zealand. - [Benefits of Audit Shield](https://www.accountancyinsurance.co.nz/audit-shield/benefits-of-audit-shield/) - Audit Shield is offered by hundreds of New Zealand accounting firms and their clients through the value-add offering of Audit Shield. - [Brochures](https://www.accountancyinsurance.co.nz/publications/brochures/) - Accountancy Insurance brochure which will provide further information on Audit Shield. - [Audit Shield](https://www.accountancyinsurance.co.nz/audit-shield/) - Audit Shield covers professional fees that help accountants assist clients to respond to official IR reviews or audits of lodged tax returns. - [ISO 27001 Certification](https://www.accountancyinsurance.co.nz/iso-27001/) - Our management systems, processes and global operations have been certified to ISO 27001. - [Contact Us](https://www.accountancyinsurance.co.nz/contact-us/) - Contact the team at Accountancy Insurance to find out how your accounting firm and your clients can be protected by Audit Shield. - [Join hundreds of accounting firms across New Zealand.](https://www.accountancyinsurance.co.nz/the-gap-2024/) - Give your clients the choice of how to handle additional fees in responding while you recover your time for the work. - [Testimonials](https://www.accountancyinsurance.co.nz/audit-shield/testimonials/) - Read what accounting firms in New Zealand have to say about their experience working with Accountancy Insurance.. - [Join hundreds of accounting firms across New Zealand.](https://www.accountancyinsurance.co.nz/presentation/) - [Professional Associations](https://www.accountancyinsurance.co.nz/professional-associations/) - Accountancy Insurance is proud of the business relationships that have been developed with reputable New Zealand professional associations. - [Legal Notices](https://www.accountancyinsurance.co.nz/legal-notices/) - Accountancy Insurance has exercised care when preparing the content of this site and believes the content to be accurate, complete and current. - [Audit Shield App](https://www.accountancyinsurance.co.nz/app/) - [News and Media](https://www.accountancyinsurance.co.nz/about-accountancy-insurance/news-and-media/) - Read the latest media articles that could be relevant to your accounting firm in New Zealand. - [Send us a referral](https://www.accountancyinsurance.co.nz/referral/) - [Why Accountancy Insurance](https://www.accountancyinsurance.co.nz/why-accountancy-insurance/) - For over 15 years, we have been providing truly tailored solutions for accounting firms and their clients. - [What's Happening Newsletter](https://www.accountancyinsurance.co.nz/whats-happening-newsletter/) - Our regular newsletter includes market commentary, IRD compliance outlines, accounting practice trends and claims updates. - [Steptember](https://www.accountancyinsurance.co.nz/in-the-community/steptember/) - Community involvement is important to us at Accountancy Insurance, with Steptember being an activity our team proudly supports. - [Leukaemia Foundation](https://www.accountancyinsurance.co.nz/in-the-community/leukaemia-foundation/) - Community involvement is important to us at Accountancy Insurance, with the Leukaemia Foundation being an organisation our team proudly supports. - [FoodBank](https://www.accountancyinsurance.co.nz/in-the-community/foodbank/) - Community involvement is important to us at Accountancy Insurance, with FoodBank being an organisation our team proudly supports. - [Eat My Lunch](https://www.accountancyinsurance.co.nz/in-the-community/eat-my-lunch/) - Community involvement is important to us at Accountancy Insurance, with Eat My Lunch being an organisation our team proudly supports. - [In the Community](https://www.accountancyinsurance.co.nz/in-the-community/) - Community involvement is important to us at Accountancy Insurance. Our team are often involving themselves in supporting many charities and worthy causes. - [Why Audit Shield?](https://www.accountancyinsurance.co.nz/audit-shield/why-audit-shield/) - Only Accountancy Insurance has the history and depth of knowledge to ensure Audit Shield has you covered when it matters. - [Policy Cover](https://www.accountancyinsurance.co.nz/audit-shield/policy-cover/) - A claim can be lodged for the professional fees you would normally charge your client for assisting them to respond to any eligible query from IR or government authorities which is authorised to conduct audits. - [Our Client Service Promise](https://www.accountancyinsurance.co.nz/audit-shield/our-client-service-promise/) - Once you make the decision to become an Audit Shield client, a dedicated Account Manager will be assigned to you. - [Frequently Asked Questions](https://www.accountancyinsurance.co.nz/audit-shield/frequently-asked-questions/) - Questions about Audit Shield? Read these FAQs to see if your questions appears here. - [Case Studies](https://www.accountancyinsurance.co.nz/audit-shield/case-studies/) - Here are just a few real life case studies from what our clients have experienced with audit activity and how Audit Shield assisted them. - [Careers](https://www.accountancyinsurance.co.nz/about-accountancy-insurance/careers/) - Accountancy Insurance employs more than 70 full time staff across the nine offices throughout New Zealand, Australia, and Canada. - [About](https://www.accountancyinsurance.co.nz/about-accountancy-insurance/) - Learn about how Accountancy Insurance provides peace of mind to New Zealand accounting firms through Audit Shield. - [](https://www.accountancyinsurance.co.nz/page-not-found/) - [Publications](https://www.accountancyinsurance.co.nz/publications/) - Publications ## Categories - [Blog](https://www.accountancyinsurance.co.nz/category/blog/) ## Tags - [Audit Shield](https://www.accountancyinsurance.co.nz/tag/audit-shield/) - [Tax Audits](https://www.accountancyinsurance.co.nz/tag/tax-audits/) - [Tax System](https://www.accountancyinsurance.co.nz/tag/tax-system/) - [Economy](https://www.accountancyinsurance.co.nz/tag/economy/) - [Inland Revenue](https://www.accountancyinsurance.co.nz/tag/inland-revenue/) - [Government](https://www.accountancyinsurance.co.nz/tag/government/) - [Global economy](https://www.accountancyinsurance.co.nz/tag/global-economy/) - [IRD](https://www.accountancyinsurance.co.nz/tag/ird/) - [Hospitality](https://www.accountancyinsurance.co.nz/tag/hospitality/) - [Inflation](https://www.accountancyinsurance.co.nz/tag/inflation/) - [Cryptocurrency](https://www.accountancyinsurance.co.nz/tag/cryptocurrency/) - [Cyber](https://www.accountancyinsurance.co.nz/tag/cyber/) - [News](https://www.accountancyinsurance.co.nz/tag/news/) - [Tax](https://www.accountancyinsurance.co.nz/tag/tax/) - [Trade](https://www.accountancyinsurance.co.nz/tag/trade/) - [Tourism](https://www.accountancyinsurance.co.nz/tag/tourism/) - [Reserve Bank](https://www.accountancyinsurance.co.nz/tag/reserve-bank/) - [Hacking](https://www.accountancyinsurance.co.nz/tag/hacking/) - [Cybersecurity](https://www.accountancyinsurance.co.nz/tag/cybersecurity/) - [Property Market](https://www.accountancyinsurance.co.nz/tag/property-market/) - [Airlines](https://www.accountancyinsurance.co.nz/tag/airlines/) - [Revenue](https://www.accountancyinsurance.co.nz/tag/revenue/) - [Business](https://www.accountancyinsurance.co.nz/tag/business/) - [Covid-19](https://www.accountancyinsurance.co.nz/tag/covid-19/) - [Reserve Bank of New Zealand](https://www.accountancyinsurance.co.nz/tag/reserve-bank-of-new-zealand/) - [Westpac](https://www.accountancyinsurance.co.nz/tag/westpac/) - [Auditors](https://www.accountancyinsurance.co.nz/tag/auditors/) - [Climate Change](https://www.accountancyinsurance.co.nz/tag/climate-change/) - [Money Laundering](https://www.accountancyinsurance.co.nz/tag/money-laundering/) - [nzgovernment](https://www.accountancyinsurance.co.nz/tag/nzgovernment/) - [tax fraud](https://www.accountancyinsurance.co.nz/tag/tax-fraud/) - [budget](https://www.accountancyinsurance.co.nz/tag/budget/) - [fraud](https://www.accountancyinsurance.co.nz/tag/fraud/) - [new zealand](https://www.accountancyinsurance.co.nz/tag/new-zealand/) - [invoice](https://www.accountancyinsurance.co.nz/tag/invoice/) - [interest rate](https://www.accountancyinsurance.co.nz/tag/interest-rate/) - [queenstown](https://www.accountancyinsurance.co.nz/tag/queenstown/) - [prime ministers](https://www.accountancyinsurance.co.nz/tag/prime-ministers/) - [covid](https://www.accountancyinsurance.co.nz/tag/covid/) - [property](https://www.accountancyinsurance.co.nz/tag/property/) - [construction](https://www.accountancyinsurance.co.nz/tag/construction/) - [winery](https://www.accountancyinsurance.co.nz/tag/winery/) - [nz](https://www.accountancyinsurance.co.nz/tag/nz/) - [excise](https://www.accountancyinsurance.co.nz/tag/excise/) - [paye](https://www.accountancyinsurance.co.nz/tag/paye/) - [irs](https://www.accountancyinsurance.co.nz/tag/irs/) - [faulty](https://www.accountancyinsurance.co.nz/tag/faulty/) - [taxpayers](https://www.accountancyinsurance.co.nz/tag/taxpayers/) - [immigration](https://www.accountancyinsurance.co.nz/tag/immigration/) - [border](https://www.accountancyinsurance.co.nz/tag/border/) - [regulation](https://www.accountancyinsurance.co.nz/tag/regulation/) - [protest](https://www.accountancyinsurance.co.nz/tag/protest/) - [farming](https://www.accountancyinsurance.co.nz/tag/farming/) - [rally](https://www.accountancyinsurance.co.nz/tag/rally/) - [inheritance](https://www.accountancyinsurance.co.nz/tag/inheritance/) - [bank of new zealand](https://www.accountancyinsurance.co.nz/tag/bank-of-new-zealand/) - [cash](https://www.accountancyinsurance.co.nz/tag/cash/) - [cpi](https://www.accountancyinsurance.co.nz/tag/cpi/) - [nursing](https://www.accountancyinsurance.co.nz/tag/nursing/) - [profession](https://www.accountancyinsurance.co.nz/tag/profession/) - [hiring](https://www.accountancyinsurance.co.nz/tag/hiring/) - [caretakers](https://www.accountancyinsurance.co.nz/tag/caretakers/) - [healthcare](https://www.accountancyinsurance.co.nz/tag/healthcare/) - [pandemic](https://www.accountancyinsurance.co.nz/tag/pandemic/) - [payrise](https://www.accountancyinsurance.co.nz/tag/payrise/) - [first home](https://www.accountancyinsurance.co.nz/tag/first-home/) - [buyer market](https://www.accountancyinsurance.co.nz/tag/buyer-market/) - [home](https://www.accountancyinsurance.co.nz/tag/home/) - [loan](https://www.accountancyinsurance.co.nz/tag/loan/) - [house](https://www.accountancyinsurance.co.nz/tag/house/) - [laundering](https://www.accountancyinsurance.co.nz/tag/laundering/) - [bitcoin](https://www.accountancyinsurance.co.nz/tag/bitcoin/) - [lending](https://www.accountancyinsurance.co.nz/tag/lending/) - [housing](https://www.accountancyinsurance.co.nz/tag/housing/) - [crisis](https://www.accountancyinsurance.co.nz/tag/crisis/) - [economic](https://www.accountancyinsurance.co.nz/tag/economic/) - [jailed](https://www.accountancyinsurance.co.nz/tag/jailed/) - [court](https://www.accountancyinsurance.co.nz/tag/court/) - [fake](https://www.accountancyinsurance.co.nz/tag/fake/) - [theft](https://www.accountancyinsurance.co.nz/tag/theft/) - [accounting](https://www.accountancyinsurance.co.nz/tag/accounting/) - [audit](https://www.accountancyinsurance.co.nz/tag/audit/) - [tech](https://www.accountancyinsurance.co.nz/tag/tech/) - [jobs](https://www.accountancyinsurance.co.nz/tag/jobs/) - [dairy](https://www.accountancyinsurance.co.nz/tag/dairy/) - [protein](https://www.accountancyinsurance.co.nz/tag/protein/) - [ghg](https://www.accountancyinsurance.co.nz/tag/ghg/) - [cost](https://www.accountancyinsurance.co.nz/tag/cost/) - [environment](https://www.accountancyinsurance.co.nz/tag/environment/) - [production](https://www.accountancyinsurance.co.nz/tag/production/) - [lockdown](https://www.accountancyinsurance.co.nz/tag/lockdown/) - [air](https://www.accountancyinsurance.co.nz/tag/air/) - [financial year](https://www.accountancyinsurance.co.nz/tag/financial-year/) - [airline](https://www.accountancyinsurance.co.nz/tag/airline/) - [borders](https://www.accountancyinsurance.co.nz/tag/borders/) - [earnings](https://www.accountancyinsurance.co.nz/tag/earnings/) - [pay gap](https://www.accountancyinsurance.co.nz/tag/pay-gap/) - [salary](https://www.accountancyinsurance.co.nz/tag/salary/) - [equal pay](https://www.accountancyinsurance.co.nz/tag/equal-pay/) - [money](https://www.accountancyinsurance.co.nz/tag/money/) - [superannuation](https://www.accountancyinsurance.co.nz/tag/superannuation/) - [data](https://www.accountancyinsurance.co.nz/tag/data/) - [scheme](https://www.accountancyinsurance.co.nz/tag/scheme/) - [income](https://www.accountancyinsurance.co.nz/tag/income/) - [price](https://www.accountancyinsurance.co.nz/tag/price/) - [stress](https://www.accountancyinsurance.co.nz/tag/stress/) - [finance](https://www.accountancyinsurance.co.nz/tag/finance/) - [debt](https://www.accountancyinsurance.co.nz/tag/debt/) - [interest](https://www.accountancyinsurance.co.nz/tag/interest/) - [loans](https://www.accountancyinsurance.co.nz/tag/loans/) - [market](https://www.accountancyinsurance.co.nz/tag/market/) - [inventory](https://www.accountancyinsurance.co.nz/tag/inventory/) - [supply](https://www.accountancyinsurance.co.nz/tag/supply/) - [increase](https://www.accountancyinsurance.co.nz/tag/increase/) - [real estate](https://www.accountancyinsurance.co.nz/tag/real-estate/) - [gdp](https://www.accountancyinsurance.co.nz/tag/gdp/) - [delta](https://www.accountancyinsurance.co.nz/tag/delta/) - [snap lockdown](https://www.accountancyinsurance.co.nz/tag/snap-lockdown/) - [lockdowns](https://www.accountancyinsurance.co.nz/tag/lockdowns/) - [bank](https://www.accountancyinsurance.co.nz/tag/bank/) - [unemployment](https://www.accountancyinsurance.co.nz/tag/unemployment/) - [green](https://www.accountancyinsurance.co.nz/tag/green/) - [sustainability](https://www.accountancyinsurance.co.nz/tag/sustainability/) - [currency](https://www.accountancyinsurance.co.nz/tag/currency/) - [credit card](https://www.accountancyinsurance.co.nz/tag/credit-card/) - [insurance](https://www.accountancyinsurance.co.nz/tag/insurance/) - [policies](https://www.accountancyinsurance.co.nz/tag/policies/) - [profit](https://www.accountancyinsurance.co.nz/tag/profit/) - [anz](https://www.accountancyinsurance.co.nz/tag/anz/) - [residential](https://www.accountancyinsurance.co.nz/tag/residential/) - [national](https://www.accountancyinsurance.co.nz/tag/national/) - [inland](https://www.accountancyinsurance.co.nz/tag/inland/) - [tenant](https://www.accountancyinsurance.co.nz/tag/tenant/) - [fund](https://www.accountancyinsurance.co.nz/tag/fund/) - [invest](https://www.accountancyinsurance.co.nz/tag/invest/) - [cryptocurrencies](https://www.accountancyinsurance.co.nz/tag/cryptocurrencies/) - [trading](https://www.accountancyinsurance.co.nz/tag/trading/) - [rbnz](https://www.accountancyinsurance.co.nz/tag/rbnz/) - [emissions](https://www.accountancyinsurance.co.nz/tag/emissions/) - [cpa](https://www.accountancyinsurance.co.nz/tag/cpa/) - [ca anz](https://www.accountancyinsurance.co.nz/tag/ca-anz/)